E ȯ ΰ Ȯϴٴ ̾߱Ⱑ Ȯ ȯִ Ŀ ߽ϴ.
*ֺ Ŀ ϱ淡 ʰ ׳ Ŀ ΰ ϰ
*Ӿ E ϰ Ŀϱ ѰŰƿ.
*Ÿ ϴ ֺ ε Ŀ հ߽ϴ.
E ߴµ հ߽ϴ. Ŀ Ÿ Ե ֽô´ հ߽ϴ.
*Ƽ E ֺ ϴºе Ŀ ƿԴ
*忡 , , Ŀ! ϴ Ŀ ƿ!
*ȣ[] Ŀ ǰ ҹԴϴ. Ȱ ֽϱ? ΰ谡 ǽɵ˴ϴ. ʹ մϴ. ̤
*E ! Ŀ հ^^v
*ȯԴϴ. Ŀ Ե ִ ǥ, Ǿϴ.
*ʹƮ Ŀ Ǿ ־ Ŀ ! 3ָ 1հ!
հݻ *Ŀ ϶´ ϸ Ⱑ ưڴٴ ϴ. Ŀ! Դϴ.
Ÿ հ ٵո Ŀ հϴ~!
*Ե ʹմϴ! ߹ ̻ 迡 մϱ!! մϴ!
5 հ Ͽ Ƶ ٷ ϴ. հ߽ϴ! Ŀ մϴ.
*ǰ ! Ұ е Ƽ, Űܴٴ ʿ䰡 ϴ.
2tae****ƴ Ƿ ִ ºθ ! հ Ŀ.
Iror****Ŀ!! Խϴ. Ŀ 鼭 ϴ.
*Ŀ 3ָ 1 հ߾! ǰ ʾƿ. οԵ Ŀ ΰ õҲ
*
2
߰ εа ä* 2023.09.18 |
|
12,500̸, 17õ5鸸 3(DTI)
LTV DTI ΰ ϶
- , ݾ LTV 25õ ִ Ⱑ ݾ ƴѰ?
, 7õ5鸸 ƴѰ?
|
ູϽʽÿ~
1 2 ٸǷ, ٸ ؾ մϴ.
ð ص帰 , нϽŴ ϼž ذ ˴ϴ.
1 .. ̹ 㺸 ݾ(ڹ ݾ) 8,000 ϰ, LTV DTI Ͽ
ѵ( α ) ڰɾ ϴ Դϴ.
LTV 2.4, DTI 2.5 Դϴٸ,,,,, ѵ̹Ƿ 2.4 ڰ մϴ.
ǿ 㺸ݾ 8õ Ƿ,,,,
ѵ 2.4 8õ ݾ 1.6 ִⰡɱݾԴϴ.
2 ... ǿ ô㺸ݾ õ ƴϰ,
ô㺸 ȯؾ 1,400 õǾ ֽϴ.
LTV.. ھ 2.5̹Ƿ Ǿ ڰɾ 2.5 ϴ.
ǿ DTI 40% ... ȯؾ ҵ 40% ٴ Դϴ.
ڰ 2,400Դϴٸ,,,, ǿ ô㺸 1,400 Ƿ
̷ ô㺸 1,400 Ͽ ȯؾ ѿ 2,400 ٴ Դϴ.
, ڰ 2,400 - ô㺸 1,400 = 1,000Դϴ.
̷ 1,000 (0.08) 1 2,500Դϴ.
ó ߴ LTV ھ 2.5 Ƿ,,,
ô㺸 1,400 ,,,ڰɾ 1 2,500Դϴ.
ش 19ȸ ߰ 25 Ǿ ڸ ٸ, Դϴ.
9~10 Ͻð Դϴ.
մϴ~
ȣ | ۼ | ȸ | |||
---|---|---|---|---|---|
64275 | ε꼼 | ٰ ϱѰ ´ּ. | * | 2023-10-06 | 456 |
亯 帳ϴ..^^. | 2023-10-06 | 456 | |||
64274 | ι λƯ | ι100 66 4 | * | 2023-10-06 | 313 |
û | 2023-10-11 | 313 | |||
64273 | ߰ ǹ | ȳϼ | *ǥ | 2023-10-06 | 419 |
Դϴ. | 2023-10-06 | 419 | |||
64272 | ε꼼 | Դϴ | * | 2023-10-06 | 311 |
亯 帳ϴ..^^. | 2023-10-06 | 311 | |||
64271 | ε | ǵ帳ϴ. | * | 2023-10-06 | 321 |
ȳϼ? Դϴ. | 2023-10-08 | 321 | |||
64270 | εа | ȳϼ 庾ϴ | * | 2023-10-06 | 363 |
հ մϴ~ | Ű | 2023-10-06 | 363 | ||
64269 | ߰ ǹ | 帳ϴ! | * | 2023-10-06 | 315 |
ܱݿġ | ѹο | 2023-10-06 | 315 | ||
64268 | ߰ ǹ | 23 7ȸ ǰ 29 5 | * | 2023-10-06 | 326 |
· | ѹο | 2023-10-06 | 326 | ||
64267 | ι λƯ | Ȳ* | 2023-10-06 | 509 | |
ȳϼ. ڻԴϴ. | ڹȣ | 2023-10-06 | 509 | ||
64266 | ߰ ǹ | Ű | * | 2023-10-05 | 456 |
Դϴ. | 2023-10-06 | 456 |