E ȯ ΰ Ȯϴٴ ̾߱Ⱑ Ȯ ȯִ Ŀ ߽ϴ.
*ֺ Ŀ ϱ淡 ʰ ׳ Ŀ ΰ ϰ
*Ӿ E ϰ Ŀϱ ѰŰƿ.
*Ÿ ϴ ֺ ε Ŀ հ߽ϴ.
E ߴµ հ߽ϴ. Ŀ Ÿ Ե ֽô´ հ߽ϴ.
*Ƽ E ֺ ϴºе Ŀ ƿԴ
*忡 , , Ŀ! ϴ Ŀ ƿ!
*ȣ[] Ŀ ǰ ҹԴϴ. Ȱ ֽϱ? ΰ谡 ǽɵ˴ϴ. ʹ մϴ. ̤
*E ! Ŀ հ^^v
*ȯԴϴ. Ŀ Ե ִ ǥ, Ǿϴ.
*ʹƮ Ŀ Ǿ ־ Ŀ ! 3ָ 1հ!
հݻ *Ŀ ϶´ ϸ Ⱑ ưڴٴ ϴ. Ŀ! Դϴ.
Ÿ հ ٵո Ŀ հϴ~!
*Ե ʹմϴ! ߹ ̻ 迡 մϱ!! մϴ!
5 հ Ͽ Ƶ ٷ ϴ. հ߽ϴ! Ŀ մϴ.
*ǰ ! Ұ е Ƽ, Űܴٴ ʿ䰡 ϴ.
2tae****ƴ Ƿ ִ ºθ ! հ Ŀ.
Iror****Ŀ!! Խϴ. Ŀ 鼭 ϴ.
*Ŀ 3ָ 1 հ߾! ǰ ʾƿ. οԵ Ŀ ΰ õҲ
*
ȳϼ . ؼ ǵ帳ϴ.
߰ εа * 2023.10.02 |
|
̳ Ե ȳ ġ ֽϴ. Բ ϱ ſ ִ 30 մϴ.
ȳϼ ! ٽ̷ õ ƴѵ īװ ܵ帳ϴ. 228 2 Ǯ̰ ذ ȵǾ 庸. Ǯ - LTV ݾ: 5 x 0.5 = 2.5 DTI ݾ: 6000 x 0.4 / 0.08 = 3 ݾ: 2.5 ݾ 1400 / 0.08 = 17500 ߰ ݾ 7500 - ƹ ص ̷ ε.. ذ Ȱ 0 7 20 ߰ ڰ ϰ 鼭 Դϴ. .. ð ʹ üε 鼭 ݾ ϰ ְ ־^^ 帳ϴ! հؼ ڽϴ. ϰ ð ҽ µ ǰ Ͻñ ٶϴ ^^ |
ູϽʽÿ~
1 2 ٸǷ, ٸ ؾ մϴ.
ð ص帰 , нϽŴ ϼž ذ ˴ϴ.
1 .. ̹ 㺸 ݾ(ڹ ݾ) 8,000 ϰ, LTV DTI Ͽ
ѵ( α ) ڰɾ ϴ Դϴ.
LTV 2.4, DTI 2.5 Դϴٸ,,,,, ѵ̹Ƿ 2.4 ڰ մϴ.
ǿ 㺸ݾ 8õ Ƿ,,,,
ѵ 2.4 8õ ݾ 1.6 ִⰡɱݾԴϴ.
2 ... ǿ ô㺸ݾ õ ƴϰ,
ô㺸 ȯؾ 1,400 õǾ ֽϴ.
LTV.. ھ 2.5̹Ƿ Ǿ ڰɾ 2.5 ϴ.
ǿ DTI 40% ... ȯؾ ҵ 40% ٴ Դϴ.
ڰ 2,400Դϴٸ,,,, ǿ ô㺸 1,400 Ƿ
̷ ô㺸 1,400 Ͽ ȯؾ ѿ 2,400 ٴ Դϴ.
, ڰ 2,400 - ô㺸 1,400 = 1,000Դϴ.
̷ 1,000 (0.08) 1 2,500Դϴ.
ó ߴ LTV ھ 2.5 Ƿ,,,
ô㺸 1,400 ,,,ڰɾ 1 2,500Դϴ.
ش 19ȸ ߰ 25 Ǿ ڸ ٸ, Դϴ.
9~10 Ͻð Դϴ.
մϴ~
ȣ | ۼ | ȸ | |||
---|---|---|---|---|---|
64392 | ε | 14 | * | 2023-10-08 | 343 |
ؼԴϴ. | ؼ | 2023-10-09 | 343 | ||
64391 | ι λƯ | Ʈ ÷ֽø ȵɱ?? | * | 2023-10-08 | 336 |
Ư | 2023-10-12 | 336 | |||
64390 | ε | - | * | 2023-10-08 | 429 |
ؼԴϴ. | ؼ | 2023-10-09 | 429 | ||
64389 | ߰ ǹ | δǥñ ҼӰ߰ ó | * | 2023-10-08 | 178 |
ѹο | 2023-10-10 | 178 | |||
64388 | ߰ ǹ | εŷŰ | * | 2023-10-08 | 368 |
ڷ | ȫ | 2023-10-10 | 368 | ||
64387 | ι λƯ | 85 4 帳ϴ. | * | 2023-10-08 | 286 |
2023-10-12 | 286 | ||||
64386 | ߰ ǹ | ߰ Ǻ մϴ.~^^ | * | 2023-10-08 | 356 |
Ǻ | ѹο | 2023-10-09 | 356 | ||
64385 | εа | н 帳ϴ. | * | 2023-10-08 | 586 |
հ մϴ~ | Ű | 2023-10-09 | 586 | ||
64384 | ε꼼 | ǰ 1 8 2 | * | 2023-10-08 | 446 |
亯 帳ϴ..^^. | 2023-10-08 | 446 | |||
64383 | ε꼼 | . ȳϼ. | * | 2023-10-08 | 394 |
亯 帳ϴ~.^^. | 2023-10-09 | 394 |