E ȯ ΰ Ȯϴٴ ̾߱Ⱑ Ȯ ȯִ Ŀ ߽ϴ.
*ֺ Ŀ ϱ淡 ʰ ׳ Ŀ ΰ ϰ
*Ӿ E ϰ Ŀϱ ѰŰƿ.
*Ÿ ϴ ֺ ε Ŀ հ߽ϴ.
E ߴµ հ߽ϴ. Ŀ Ÿ Ե ֽô´ հ߽ϴ.
*Ƽ E ֺ ϴºе Ŀ ƿԴ
*忡 , , Ŀ! ϴ Ŀ ƿ!
*ȣ[] Ŀ ǰ ҹԴϴ. Ȱ ֽϱ? ΰ谡 ǽɵ˴ϴ. ʹ մϴ. ̤
*E ! Ŀ հ^^v
*ȯԴϴ. Ŀ Ե ִ ǥ, Ǿϴ.
*ʹƮ Ŀ Ǿ ־ Ŀ ! 3ָ 1հ!
հݻ *Ŀ ϶´ ϸ Ⱑ ưڴٴ ϴ. Ŀ! Դϴ.
Ÿ հ ٵո Ŀ հϴ~!
*Ե ʹմϴ! ߹ ̻ 迡 մϱ!! մϴ!
5 հ Ͽ Ƶ ٷ ϴ. հ߽ϴ! Ŀ մϴ.
*ǰ ! Ұ е Ƽ, Űܴٴ ʿ䰡 ϴ.
2tae****ƴ Ƿ ִ ºθ ! հ Ŀ.
Iror****Ŀ!! Խϴ. Ŀ 鼭 ϴ.
*Ŀ 3ָ 1 հ߾! ǰ ʾƿ. οԵ Ŀ ΰ õҲ
*
6 228p 2 帳ϴ.
߰ εа * 2023.10.08 |
|
DTI 40% ( ô㺸 ȯ 1400 )1000 ݾ 12500 ִµ
ȴٸ +űԴ DTI 40% ä ε ݾ 3 ˴ϴ.
ٵ LTV50%̸ 25000̻ ޱ ҰѰŷ Ǵµ ΰ ̸ 2 ʴ° ϴ.
Ȯ Ź帳ϴ.
|
ູϽʽÿ~
1 2 ٸǷ, ٸ ؾ մϴ.
ð ص帰 , нϽŴ ϼž ذ ˴ϴ.
1 .. ̹ 㺸 ݾ(ڹ ݾ) 8,000 ϰ, LTV DTI Ͽ
ѵ( α ) ڰɾ ϴ Դϴ.
LTV 2.4, DTI 2.5 Դϴٸ,,,,, ѵ̹Ƿ 2.4 ڰ մϴ.
ǿ 㺸ݾ 8õ Ƿ,,,,
ѵ 2.4 8õ ݾ 1.6 ִⰡɱݾԴϴ.
2 ... ǿ ô㺸ݾ õ ƴϰ,
ô㺸 ȯؾ 1,400 õǾ ֽϴ.
LTV.. ھ 2.5̹Ƿ Ǿ ڰɾ 2.5 ϴ.
ǿ DTI 40% ... ȯؾ ҵ 40% ٴ Դϴ.
ڰ 2,400Դϴٸ,,,, ǿ ô㺸 1,400 Ƿ
̷ ô㺸 1,400 Ͽ ȯؾ ѿ 2,400 ٴ Դϴ.
, ڰ 2,400 - ô㺸 1,400 = 1,000Դϴ.
̷ 1,000 (0.08) 1 2,500Դϴ.
ó ߴ LTV ھ 2.5 Ƿ,,,
ô㺸 1,400 ,,,ڰɾ 1 2,500Դϴ.
ش 19ȸ ߰ 25 Ǿ ڸ ٸ, Դϴ.
9~10 Ͻð Դϴ.
մϴ~
ȣ | ۼ | ȸ | |||
---|---|---|---|---|---|
64683 | εù | ŷа ŷ Ȯι | * | 2023-10-12 | 372 |
亯 | 2023-10-13 | 372 | |||
64682 | ι λƯ | ǰ 2ȸ | * | 2023-10-12 | 319 |
ǻ 2ȸ | 2023-10-18 | 319 | |||
64681 | ε | .. ǰ 3 Ȱ.. | * | 2023-10-12 | 470 |
ȳϼ? Դϴ. | 2023-10-12 | 470 | |||
64680 | ι λƯ | ڹȣ Բ ٽ ѹ ϴ | * | 2023-10-12 | 553 |
ȳϼ. ڻԴϴ. | ڹȣ | 2023-10-12 | 553 | ||
64679 | ε | ǵ帳ϴ | * | 2023-10-12 | 367 |
ȳϼ? Դϴ. | 2023-10-12 | 367 | |||
64678 | εù | ǽû | * | 2023-10-12 | 694 |
ȳϼ~~ | ȫ | 2023-10-12 | 694 | ||
64677 | εа | * | 2023-10-12 | 616 | |
ȳϼ. εа ۵Դϴ. | ۵ | 2023-10-12 | 616 | ||
64676 | ε꼼 | * | 2023-10-12 | 318 | |
亯 帳ϴ~.^^. | 2023-10-14 | 318 | |||
64675 | ι λƯ | * | 2023-10-12 | 318 | |
2023-10-18 | 318 | ||||
64674 | εù | ݺ ұ ι | * | 2023-10-12 | 397 |
ȳϼ~~ | ȫ | 2023-10-12 | 397 |