E ȯ ΰ Ȯϴٴ ̾߱Ⱑ Ȯ ȯִ Ŀ ߽ϴ.
*ֺ Ŀ ϱ淡 ʰ ׳ Ŀ ΰ ϰ
*Ӿ E ϰ Ŀϱ ѰŰƿ.
*Ÿ ϴ ֺ ε Ŀ հ߽ϴ.
E ߴµ հ߽ϴ. Ŀ Ÿ Ե ֽô´ հ߽ϴ.
*Ƽ E ֺ ϴºе Ŀ ƿԴ
*忡 , , Ŀ! ϴ Ŀ ƿ!
*ȣ[] Ŀ ǰ ҹԴϴ. Ȱ ֽϱ? ΰ谡 ǽɵ˴ϴ. ʹ մϴ. ̤
*E ! Ŀ հ^^v
*ȯԴϴ. Ŀ Ե ִ ǥ, Ǿϴ.
*ʹƮ Ŀ Ǿ ־ Ŀ ! 3ָ 1հ!
հݻ *Ŀ ϶´ ϸ Ⱑ ưڴٴ ϴ. Ŀ! Դϴ.
Ÿ հ ٵո Ŀ հϴ~!
*Ե ʹմϴ! ߹ ̻ 迡 մϱ!! մϴ!
5 հ Ͽ Ƶ ٷ ϴ. հ߽ϴ! Ŀ մϴ.
*ǰ ! Ұ е Ƽ, Űܴٴ ʿ䰡 ϴ.
2tae****ƴ Ƿ ִ ºθ ! հ Ŀ.
Iror****Ŀ!! Խϴ. Ŀ 鼭 ϴ.
*Ŀ 3ָ 1 հ߾! ǰ ʾƿ. οԵ Ŀ ΰ õҲ
*
6 228p 2 帳ϴ.
߰ εа * 2023.10.08 |
|
DTI 40% ( ô㺸 ȯ 1400 )1000 ݾ 12500 ִµ
ȴٸ +űԴ DTI 40% ä ε ݾ 3 ˴ϴ.
ٵ LTV50%̸ 25000̻ ޱ ҰѰŷ Ǵµ ΰ ̸ 2 ʴ° ϴ.
Ȯ Ź帳ϴ.
|
ູϽʽÿ~
1 2 ٸǷ, ٸ ؾ մϴ.
ð ص帰 , нϽŴ ϼž ذ ˴ϴ.
1 .. ̹ 㺸 ݾ(ڹ ݾ) 8,000 ϰ, LTV DTI Ͽ
ѵ( α ) ڰɾ ϴ Դϴ.
LTV 2.4, DTI 2.5 Դϴٸ,,,,, ѵ̹Ƿ 2.4 ڰ մϴ.
ǿ 㺸ݾ 8õ Ƿ,,,,
ѵ 2.4 8õ ݾ 1.6 ִⰡɱݾԴϴ.
2 ... ǿ ô㺸ݾ õ ƴϰ,
ô㺸 ȯؾ 1,400 õǾ ֽϴ.
LTV.. ھ 2.5̹Ƿ Ǿ ڰɾ 2.5 ϴ.
ǿ DTI 40% ... ȯؾ ҵ 40% ٴ Դϴ.
ڰ 2,400Դϴٸ,,,, ǿ ô㺸 1,400 Ƿ
̷ ô㺸 1,400 Ͽ ȯؾ ѿ 2,400 ٴ Դϴ.
, ڰ 2,400 - ô㺸 1,400 = 1,000Դϴ.
̷ 1,000 (0.08) 1 2,500Դϴ.
ó ߴ LTV ھ 2.5 Ƿ,,,
ô㺸 1,400 ,,,ڰɾ 1 2,500Դϴ.
ش 19ȸ ߰ 25 Ǿ ڸ ٸ, Դϴ.
9~10 Ͻð Դϴ.
մϴ~
ȣ | ۼ | ȸ | |||
---|---|---|---|---|---|
64670 | ι λƯ | ⺻ ǻ | * | 2023-10-12 | 379 |
ȳϼ! ڰԴϴ. | ڰ | 2023-10-17 | 379 | ||
64669 | εù | ܵû | * | 2023-10-12 | 434 |
亯 | 2023-10-12 | 434 | |||
64668 | εù | * | 2023-10-12 | 441 | |
亯 | 2023-10-12 | 441 | |||
64667 | ι λƯ | 籸 | * | 2023-10-12 | 253 |
Ư | 2023-10-18 | 253 | |||
64666 | ε | ǰ ̰ ɱ ? | * | 2023-10-12 | 525 |
ȳϼ? Դϴ. | 2023-10-12 | 525 | |||
64665 | εа | ܱݺ | * | 2023-10-12 | 454 |
հ մϴ~ | Ű | 2023-10-12 | 454 | ||
64664 | ߰ ǹ | Ⱓ н | * | 2023-10-12 | 391 |
ѹο | 2023-10-12 | 391 | |||
64663 | ε꼼 | 漼 뿡 ˰ ִ° ؼ 庾ϴ. | * | 2023-10-12 | 618 |
亯 帳ϴ~.^^. | 2023-10-14 | 618 | |||
64662 | ߰ ǹ | 繮ȭ̿! | * | 2023-10-12 | 665 |
Դϴ. | 2023-10-12 | 665 | |||
64661 | ߰ ǹ | ̰ Ǹ 帮 ߰༭ ӵ뿡 ġ ǹ̸ ˰ ͳ | * | 2023-10-12 | 681 |
Դϴ. | 2023-10-12 | 681 |