E ȯ ΰ Ȯϴٴ ̾߱Ⱑ Ȯ ȯִ Ŀ ߽ϴ.
*ֺ Ŀ ϱ淡 ʰ ׳ Ŀ ΰ ϰ
*Ӿ E ϰ Ŀϱ ѰŰƿ.
*Ÿ ϴ ֺ ε Ŀ հ߽ϴ.
E ߴµ հ߽ϴ. Ŀ Ÿ Ե ֽô´ հ߽ϴ.
*Ƽ E ֺ ϴºе Ŀ ƿԴ
*忡 , , Ŀ! ϴ Ŀ ƿ!
*ȣ[] Ŀ ǰ ҹԴϴ. Ȱ ֽϱ? ΰ谡 ǽɵ˴ϴ. ʹ մϴ. ̤
*E ! Ŀ հ^^v
*ȯԴϴ. Ŀ Ե ִ ǥ, Ǿϴ.
*ʹƮ Ŀ Ǿ ־ Ŀ ! 3ָ 1հ!
հݻ *Ŀ ϶´ ϸ Ⱑ ưڴٴ ϴ. Ŀ! Դϴ.
Ÿ հ ٵո Ŀ հϴ~!
*Ե ʹմϴ! ߹ ̻ 迡 մϱ!! մϴ!
5 հ Ͽ Ƶ ٷ ϴ. հ߽ϴ! Ŀ մϴ.
*ǰ ! Ұ е Ƽ, Űܴٴ ʿ䰡 ϴ.
2tae****ƴ Ƿ ִ ºθ ! հ Ŀ.
Iror****Ŀ!! Խϴ. Ŀ 鼭 ϴ.
*Ŀ 3ָ 1 հ߾! ǰ ʾƿ. οԵ Ŀ ΰ õҲ
*
8ȸ ǰ 26 ؼ 亯 ٽ 帳ϴ.
߰ εа * 2023.10.25 |
|
26) ...
LTV 60%, DTI 50% , ô㺸 7, ҵ 7000, 0.08 ־ ô㺸 ִ Ⱑɱݾ ϶ Ѵٸ... LTV 60%(42õ) ذ DTI 50%(43705) ϴ 42õ ݾΰ?? ٸ 42õ 25õ ߰ ִٴ ߽ϴ. |
ູϽʽÿ~
ش ؼ ⸦ Ͻ ٸ ϼż.... Ʒ ϰ 亯帳ϴ.
㺸 Ѻäȯ  α θ ϶ ,,
ѵ ھ ϶ Դϴ.
㺸 ѵ 4.2̹Ƿ, Ǿ ڰɾ 4.2 ϴ.
<ϽŴ... 㺸 شϴ ڱݾ Ͻô ƴմϴ. ڱݿ ϸ ű ݻȯ ˴ϴ>
<㺸 Ѻäȯ ϼž Դϴ.>
(Բ ĵνð ñ ٶϴ)
Ѻäȯ 50% شϴ ڰ 3,500Դϴ.
ǿ ô㺸 ݻȯ 1,500 õǾ ֽϴ.
, ô㺸 1,500 Ͽ ȯؾ ѿ 3,500 ٴ Դϴ.
Ѻäȯ ڰ 3,500 - ô㺸 1,500 = 2,000 ˴ϴ.
, Ѻäȯ ؿ ھ,,,,, 2,000 / 0.08 Ͽ 2.5 ˴ϴ.
㺸 ѵ 4.2 Ƿ, ô㺸 ڰɾ 2.5 ˴ϴ.
ش 19ȸ ߰ 迡 Դϴ.
ٸ ؼ ƴϵ˴ϴ.
ش ǰ ؼ ذؾ մϴ.
̹ ̿ 7~8 ܿ , 100, ǰ翡 н ٰ ֽϴ.
ǿ Ѻäȯ ڰɾ... 㺸 ݾ Ŭ ֽϴ.
帰 ó, Ѻäȯ 50%(= 3,500)̱~ ô㺸 1,500 ֽϴ.
̷ ô㺸 ݻȯ 1,500 Ͽ ȯؾ ѿ 3,500 ٴ Դϴ.
ڰ 3,500 - ô㺸 1,500.... ݾ 2,000Դϴ.
, Ѻäȯ ڰɾ 2,500 0.08...Ͽ 2 5õԴϴ.
Ƶ̱ ø, ̹Ƿ ش ð ٸ нϽñ ٶϴ.
Ͻþ ñ ٶϴ.
մϴ.
ȣ | ۼ | ȸ | |||
---|---|---|---|---|---|
66218 | ι λƯ | ǰ | *ȣ | 2024-01-01 | 354 |
ǰ | 2024-01-05 | 354 | |||
66217 | ε | * | 2024-01-01 | 540 | |
ȳϼ? Դϴ. | 2024-01-02 | 540 | |||
66216 | ε꼼 | Ѻ | * | 2024-01-01 | 492 |
亯Դϴ | 2024-01-01 | 492 | |||
66215 | ε | .ȹ | * | 2024-01-01 | 596 |
ؼԴϴ. | ؼ | 2024-01-02 | 596 | ||
66214 | εа | ڿ Ư ε | * | 2024-01-01 | 471 |
~ȳϼ~ | Ű | 2024-01-02 | 471 | ||
66213 | ι | Ҹȿ | * | 2024-01-01 | 527 |
ι Դϴ(亯Դϴ)... | 2024-01-05 | 527 | |||
66212 | ε | ġ ƴ | * | 2024-01-01 | 614 |
ؼԴϴ. | ؼ | 2024-01-01 | 614 | ||
66211 | ι λƯ | ġǰ ñ ֽϴ | * | 2023-12-31 | 306 |
ġ | 2024-01-02 | 306 | |||
66210 | ι λƯ | ȯû | * | 2023-12-31 | 484 |
ȯû | 2024-01-02 | 484 | |||
66209 | ε꼼 | 帳ϴ | * | 2023-12-31 | 405 |
亯Դϴ. | 2024-01-01 | 405 |